Current Mortgage Options
Need a refresher on the lingo? The CFPB has a page for that.
Conventional Loans
Our go-to option for most borrowers is a conventional mortgage designed to help you build equity affordably and protect your homeownership.
- Primary, second and investment properties
- Purchase, rate/term and cash-out refinances
- LTV as high as 97% on purchase and rate/term refinances
- LTV as high as 80% on primary home refinance
- LTV as high as 75% on 2nd home and investment cash-out refinances
- 5/7/10-year ARMs available
- Fixed rate terms in 1-year increments from 8-30 years
- Elite tier: 700+ FICO
Government Loans
Programs backed by the US government to support Americans and their communities.
- VA loans offering up to 100% financing for veterans
- FHA loans requiring as little as 3.5% downpayment
- USDA loans offering up to 100% financing for rural properties
- Other programs as applicable
Non-Traditional & Business Purpose Loans
Tailored loan options to help you accomplish your goals.
- Construction-to-permanent loans
- 5+ unit multifamily properties
- Fix-and-flip and renovation loans
- Project loans for builders
- …and hundreds of other programs across scores of lenders
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