Current Mortgage Options

Need a refresher on the lingo? The CFPB has a page for that.

Conventional Loans

Our go-to option for most borrowers is a conventional mortgage designed to help you build equity affordably and protect your homeownership.

  • Primary, second and investment properties
  • Purchase, rate/term and cash-out refinances
  • LTV as high as 97% on purchase and rate/term refinances
  • LTV as high as 80% on primary home refinance
  • LTV as high as 75% on 2nd home and investment cash-out refinances
  • 5/7/10-year ARMs available
  • Fixed rate terms in 1-year increments from 8-30 years
  • Elite tier: 700+ FICO

Government Loans

Programs backed by the US government to support Americans and their communities.

  • VA loans offering up to 100% financing for veterans
  • FHA loans requiring as little as 3.5% downpayment
  • USDA loans offering up to 100% financing for rural properties
  • Other programs as applicable

Non-Traditional & Business Purpose Loans

Tailored loan options to help you accomplish your goals.

  • Construction-to-permanent loans
  • 5+ unit multifamily properties
  • Fix-and-flip and renovation loans
  • Project loans for builders
  • …and hundreds of other programs across scores of lenders

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